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Foreclosure Prevention, Tenants Rights/Eviction Defense Program (EDP)

止贖延遲和預防

 

如果您面臨取消抵押品贖回權,法律援助可能會為您提供幫助。致電1-877-777-6152,或提供在線信息

如果您面臨喪失抵押品贖回權,那麼您並不孤單。 COVID-19大流行影響了許多家庭。在紐約州,由於失業,殘障,高額醫療費用,離婚或分居等原因,人們仍面臨著止贖。

我們致力於通過防止或延遲抵押品贖回權和財產稅贖回權來幫助合格的個人和家庭留在家中。

我們還可以幫助由於房東喪失抵押品贖回權而面臨驅逐的住戶。
 

誰有資格?


我們為以下縣的中低收入人群提供服務:布魯姆,謝南戈,特拉華州,赫基默,杰斐遜,劉易斯,麥迪遜,奧尼達和奧塞戈。

你知道嗎?

  • 紐約州的抵押品贖回權必須通過法院審理。

  • 在法庭上,您有權舉行和解會議。

  • 您可能有資格申請貸款修改,以使您的抵押貸款支付得起。

  • 破產可以幫助您延遲或停止止贖。

  • 在拍賣會上出售房屋之前,您不會失去作為所有者的權利。

Privacy Policy

At the Legal Aid Society of Mid-New York, Inc., we value your privacy and make every effort to respect your wishes and personal information. To further this commitment, we have established the following policy

for the use of our Text/SMS message service. Please read it carefully to understand how we collect, use, and manage your phone numbers.

COLLECTION OF PHONE NUMBERS

We collect your phone numbers only when you voluntarily provide them to us, for example, when you apply to be a client or submit an application for employment. You can opt in to receive Text/SMS messages

either by telling an intake worker that you consent to receiving them and consenting in writing during the intake or job application process.  We will not send you mass marketing solicitations.  We will only initiate

SMS messages regarding the application process or to remind you of court dates or about services your requested. Consenting to receiving Text/SMS messages is not required to receive services or to apply for

employment at the Legal Aid Society of Mid-New York, Inc.

Mobile Subscriber Information

Your mobile information will NEVER be shared with other parties under any circumstances. We will not share your phone number with third parties, affiliates, or for marketing or promotional purposes.

We will only share your phone number with our Text/SMS provider, subject to their privacy policy. We use a telephone service provider to send Text/SMS communications to users who have opted in.

Text/SMS messaging charges may be applied by your carrier.

TEXT MESSAGES / OPTING IN OR OUT OF TEXT / SMS MESSAGES

You can choose to exchange text messages (OPT-IN) or stop exchanging text messages (OPT-OUT) with us at any time by providing us with notice as described herein:

To start receiving Text/SMS messages from us (OPT-IN), you must identify and consent to this preference in writing during the intake process with your caseworker or advocate.

To stop receiving Text/SMS messages from us (OPT-OUT), you must notify us through any one of the means below:

  • Texting STOP to our phone number which sent you a Text/SMS message

  • Texting UNSUBSCRIBE to our phone number which sent you a Text/SMS message

  • Calling the advocate handling your case and asking to opt-out of Text/SMS messaging

  • Sending an email to the advocate handling your case and asking to opt-out of Text/SMS messaging

Please note that the opt-out process may take up to 10 business days to become effective. During this period, you may still receive some messages from us.

 PRIVACY OF PHONE NUMBERS

Once you have opted out, we will not send you any more Text/SMS messages, nor will we sell or transfer your phone number to another party.

CHANGES TO THIS POLICY

We may periodically update this policy. We will notify you about significant changes in the way we treat your information by placing a prominent notice on our website.

Thank you for your understanding and cooperation. If you have any questions or concerns about this policy, please call us at (315) 793-7000.

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